PRIVACY POLICY

Last updated: December 05, 2025

This Privacy Policy describes Our policies and procedures on the collection, use, and disclosure of Your information when You use the Service and tells You about Your privacy rights and how the law protects You.

We use Your Personal Data to provide and improve the Service. By using the Service, You agree to the collection and use of information in accordance with this Privacy Policy.

Interpretation and Definitions

Interpretation

The words whose initial letters are capitalized have meanings defined under the following conditions. The following definitions apply whether they appear in singular or in plural.

Definitions

For the purposes of this Privacy Policy:

Account means a unique account created for You to access our Service or parts of our Service.

Affiliate means an entity that controls, is controlled by, or is under common control with a party.

Company (referred to as either "the Company", "We", "Us" or "Our") refers to Top Down Investments Inc and Guy Bouchard, Suite 1116, 260 – 22529 Lougheed Hwy Maple Ridge, Canada V2X 0T5.

Cookies are small files placed on Your device containing browsing history details.

Country refers to: British Columbia, Canada

Device means any device that can access the Service, such as a computer, smartphone, or tablet.

Personal Data is any information relating to an identified or identifiable individual.

Service refers to the Website and associated services provided, including digital products, coaching, courses, and memberships.

Service Provider means any natural or legal person who processes data on behalf of the Company.

Usage Data refers to data collected automatically when using the Service.

Website refers to Ultimate Real-Estate Lifestyle, accessible at
https://ultimaterealestatelifestyle.com/

You means the individual using the Service, or the company/legal entity on whose behalf such individual uses the Service.

Collecting and Using Your Personal Data

Types of Data Collected:

Personal Data

While using the Service, We may ask You to provide personally identifiable information, including but not limited to:

• First and last name

• Email address

• Phone number

• Billing address

• Payment and transaction information (processed by 3rd-party payment processors)

• Account details if purchasing digital programs or coaching services

• Social media handles (if provided voluntarily)

We may also collect Personal Data through survey forms, event registrations, coaching applications, and waitlists.

SMS & Mobile Marketing Data

By providing Your phone number, You consent to receive marketing SMS messages, notifications, and transactional alerts related to Your purchases. Message and data rates may apply.

• You may opt-out at any time by replying STOP.

• For help, reply HELP.

• Consent is not required for purchases.

• We comply with applicable laws and standards, including TCPA, CTIA, and CASL for Canadian users.

Email Marketing Data

When subscribing, downloading content, or registering for webinars, masterclasses, or coaching programs, You may be added to Our email list.

• You may unsubscribe at any time using the Unsubscribe link in any email.

• We comply with CAN-SPAM, CASL, and other applicable regulations.

We may email You information related to:

• Courses and training events

• Product updates

• Coaching programs

• Special offers

• Newsletters

• Transactional receipts and onboarding materials

Usage Data

Usage Data includes information such as:

• IP address

• Browser type & version

• Device type

• Pages visited

• Time spent on pages

• Referring URL

• Clickstream data

• Conversion and engagement events

• Interaction with website elements

This data is used for analytics, user experience optimization, and performance tracking.

Tracking Technologies and Cookies

We use Cookies and similar technologies, including:

• Session & Persistent Cookies

• Web beacons

• Pixels

• Tags

• Server logs

These are used to:

• Provide core functionality

• Measure marketing campaign performance

• Enable analytics

• Enable social media tracking

• Authenticate users

• Store preferences

Advertising & Tracking Pixels

We may use advertising pixels and behavioral tracking tools, including:

• Facebook/Meta Pixel

• Google Ads Conversion Tracking

• Google Analytics 4 (GA4)

• TikTok Pixel

• LinkedIn Insight Tag

• YouTube tracking

• Pinterest Tag

These tools allow us to:

• Measure conversions

• Build custom audiences

• Run remarketing campaigns

• Improve marketing performance

• Understand user behavior

• Deliver relevant ads

• Track ad efficiency

You may disable ad personalization using the settings in Your device or via:

• https://www.google.com/settings/ads

• https://www.facebook.com/ads/preferences

Google Analytics is used in accordance with:

• Google Analytics Terms of Service

• Google Privacy Policy

• GDPR and relevant legislation

We do not use Google Analytics to store personally identifiable information.

Use of Your Personal Data

We may use Personal Data to:

• Provide and maintain our Service

• Process orders for digital products, masterclasses, events, and coaching services

• Provide access to purchased content

• Manage Your Account

• Process payments

• Deliver onboarding and course material

• Execute contractual obligations

• Provide customer support

• Send updates, announcements, and newsletters

• Run analytics and optimize performance

• Deliver targeted ads and retargeting campaigns

• Conduct surveys, research, and training improvements

• Improve the Service and user experience

• Comply with legal obligations

Sharing Your Personal Data

We may share information:

• With Service Providers (payment processors, analytics tools, CRM tools, email/SMS platforms)

• For business transfers (merger, acquisition, sale of assets)

• With Affiliates (parent/partner companies)

• With business partners (third-party tools integrated into our platform)

• With advertising networks and social platforms, where permitted

• With other users in community groups (e.g., Facebook groups, Slack, community forums)

• With Your consent

Payment Processing

We do not store full credit card information.
Payments are processed through PCI-DSS compliant providers, such as:

• Stripe

• PayPal

• Other third-party processors

These providers may collect Personal Data such as:

• Name

• Email

• Billing address

• Last four digits of card

• Transaction details

Their privacy policies apply to payment processing.

Retention of Your Personal Data

We retain Your data for as long as necessary to:

• Execute contractual obligations

• Provide access to digital products

• Comply with tax, accounting, and legal obligations

• Maintain compliance records

• Improve services

You may request deletion where applicable.

International Data Transfers

Your information may be processed outside Your jurisdiction.
We will take reasonable measures to protect Your data according to this Policy.

Delete Your Personal Data

You may request deletion of Your Personal Data at any time:
[email protected]

Some data may be retained where required by law.

Children’s Privacy

Our Service is not intended for anyone under the age of 18.
We do not knowingly collect data from minors.

Links to Other Websites

We are not responsible for third-party website privacy practices.

SMS Compliance

All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties, excluding aggregators and providers of the Text Message services.

Changes to This Privacy Policy

We may update this Policy at any time.
The updated date will always be visible at the top of this page.

Contact Us

If you have questions about this Privacy Policy:

Email: [email protected]