TERMS & CONDITIONS

Last updated: December 05, 2025

Please read these terms and conditions carefully before using Our Service.

Interpretation and Definitions

Interpretation

Words with capitalized initial letters have meanings defined under the following conditions. These definitions shall apply whether they appear in singular or in plural form.

Definitions

For the purposes of these Terms and Conditions:

• Affiliate means an entity that controls, is controlled by, or is under common control with a party.

• Country refers to British Columbia, Canada

• Company, “We”, “Us”, “Our” means Top Down Investments Inc and Guy Bouchard, Suite 1116, 260 – 22529 Lougheed Hwy Maple Ridge, Canada V2X 0T5.

• Device means any device that can access the Service.

• Service refers to the Website, courses, coaching programs, digital products, communities, and related services.

• Terms and Conditions (“Terms”) means this agreement between You and the Company.

• Third-Party Social Media Service includes any 3rd party platforms integrated or used by Our Service (e.g., Facebook, Instagram, YouTube, GoHighLevel).

• Website refers to Ultimate Real-Estate Lifestyle, accessible at https://ultimaterealestatelifestyle.com/

• You means any individual or legal entity using the Service.

Acknowledgement

These Terms govern Your use of the Service and form a binding agreement between You and the Company.

By accessing or using the Service, You agree to be bound by these Terms and represent that You are over the age of 18. The Service is not intended for users under 18 years old.

Your use of the Service is also subject to Our Privacy Policy, which describes how We collect, store, and process Your data. Please review the Privacy Policy carefully before using the Service.

Scope of Service

The Service may include:

• Free educational content

• Paid digital products

• Online courses and programs

• Masterclass sessions & ticketed events

• Coaching (group and 1-on-1)

• Members-only communities (including GoHighLevel)

• Workshops, challenges, and live sessions

• Templates, downloads, worksheets

• Affiliate recommendations

• Online tools, dashboards, and training materials

We reserve the right to update, modify, or discontinue any aspect of the Service at any time.

Account Registration

When You create an account with Us, You must provide accurate and complete information.

You are responsible for:

• Maintaining the confidentiality of Your login credentials

• All activities under Your Account

• Restricting access to Your Device

You must notify Us immediately of any unauthorized use of Your Account.

Community Access (GoHighLevel)

Some purchases may grant access to a private online community hosted on third-party platforms, including GoHighLevel.

By joining the community, You agree that:

• The Company is not liable for the content posted by other community members.

• We may moderate or remove content that violates these Terms.

• We may revoke or suspend Your access at our discretion, including for:

  • harassment

  • inappropriate behavior

  • spam or solicitation

  • disrespectful interaction

  • illegal activities

  • distribution of copyrighted material

Community access may be:

• Time-limited (e.g., included for 90 days)

• Lifetime access (if stated on the product page)

• Subscription-based (if applicable)

Details are shown during checkout.

No Refund Policy

All purchases are final. No refunds will be issued for:

• Digital products

• Downloadable content

• Online courses or programs

• Masterclass tickets

• Coaching services

• Community access

• Templates or files

• Workshops, challenges, or live events

By purchasing, You acknowledge and agree that digital and educational products are delivered instantly and are non-refundable.

This policy applies regardless of usage, attendance, perceived value, personal results, or financial circumstances.

Where applicable law requires refunds, the Company will comply.

Payment Terms

Payment for products or services must be made in full unless a payment plan is offered.

If a payment plan is selected:

• You authorize the Company (and Our payment processor) to charge Your card for all installments.

• Failure to complete payments may result in:

  • revoked access to content and communities

  • collection efforts

  • account suspension

  • removal from programs

Payment processing is handled through secure third-party processors (e.g., Stripe, PayPal). We do not store full credit card details.

Educational Purpose & Earnings Disclaimer

All content and materials are for educational purposes only.

We do not guarantee:

• financial returns

• profit levels

• real estate results

• investment outcomes

• client acquisition or business growth

• performance from applying strategies taught

Your results depend on personal effort, market conditions, experience, and factors beyond our control.

Past results or case studies shown are not guarantees of future outcomes.

Intellectual Property

All content provided by the Company (including text, videos, audio, graphics, downloads, templates, and digital files) is protected by intellectual property laws.

You may not:

• Resell, share, or distribute content

• Copy or reproduce materials

• Pass off our work as your own

• Post course material on public platforms

• Share login credentials

• Use course materials to create competing products

Limited personal license is granted solely for Your own educational use.

Unauthorized distribution may result in legal action.

User Conduct

You agree not to use the Service:

• For unlawful purposes

• To harm the Company or other users

• To transmit viruses or malicious code

• To solicit sales unrelated to Our community

• To distribute spam or promotional content

• To harass, abuse, or harm others

We reserve the right to terminate Your access for violations.

Third-Party Links

The Service may contain links to third-party sites or tools.

We do not control and are not responsible for:

• Content on third-party sites

• Privacy practices

• Terms of such services

You agree that We are not liable for any damage or loss arising from use of third-party resources.

Affiliate Disclosure

The Company may recommend tools, platforms, or products using affiliate links.

• We may earn a commission at no extra cost to You.

• We only recommend resources We believe are beneficial.

You are responsible for evaluating whether such tools meet Your needs.

SMS, Email & Notifications

By using the Service, You may receive:

• Transactional emails

• Marketing emails

• Program notifications

• SMS reminders

• Account updates

You may opt-out of marketing communications at any time.

SMS: Reply STOP to unsubscribe.

Unsubscribing from marketing messages does not disable important transactional notifications.

Termination

We may suspend or terminate Your access immediately if:

• You breach these Terms

• You fail to complete payments

• You misuse the Service or community

• You engage in unlawful behavior

Upon termination, all rights granted to You under these Terms will cease immediately.

No refunds are provided for termination due to breach.

Limitation of Liability

To the maximum extent permitted by law:

The Company will not be liable for:

• indirect, incidental, special, or consequential damages

• loss of income, profits, business, or data

• damages arising from use or inability to use the Service

• reliance on any information provided in the Service

Our total liability is limited to the amount You paid for the affected Service.

"AS IS" Disclaimer

The Service is provided “AS IS” and “AS AVAILABLE” without warranties of any kind.

We do not guarantee that:

• the Service will be uninterrupted or error-free

• results will meet Your expectations

• materials are complete, accurate, or up-to-date

Governing Law

These Terms shall be governed by the laws of:

British Columbia, Canada

Dispute Resolution

If a dispute arises, You agree to first attempt resolution informally by contacting Us at:

[email protected]

If unresolved, disputes shall be resolved under the laws and jurisdiction of British Columbia, Canada.

Severability and Waiver

If any provision of these Terms is found unenforceable, the remaining provisions will continue in full effect.

Failure to enforce provisions does not constitute waiver.

Changes to These Terms

We may update these Terms at any time. Updates will be effective upon posting to the Website.

Continued use of the Service constitutes acceptance of the updated Terms.

Contact Us

If you have questions about these Terms, You may contact us:

By email: [email protected]